Advice for Buyers

We are here for you

Buying a home is one of the largest financial transactions you will make in your life, so there are many important questions to consider when purchasing a home. At Kaitlyn Grafton Real Estate, we go above and beyond the transaction and will be there with you every step of the way. Whether it’s your very first home or your 10th investment property, we are here to guide you through every step to ensure a smooth and happy buying experience!

Supporting you every step of the way

I work to enhance your search process by helping you uncover options that you may not have even considered. Whether it’s schools, lifestyle, or the investment value of the property. Using our property search tools, you will be able to find the home that best meets your needs. Finally, with the knowledge of the market, real estate expertise and negotiating skills, I will help you get the best possible deal and handle all the critical details.

Let me get to know you!

New Buyer Questionnaire

This survey will help me learn important information about you and what you're looking for in a property! Please answer as fully as you can; Your answers help me help you!

Home Buyers Glossary

  • The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.

  • The process of determining the market value of a property.

  • A mortgage that can not be prepaid or negotiated for a set period of time without penalties.

  • The date on which the new owner takes possession of the property and the sale becomes final.

  • An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.

  • A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.

  • The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.

  • A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.

  • The period of time the financing agreement covers. The terms available are; 6 month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.

The West Kootenays: You could live here!